BUSINESS BANKING

Business Lending

Lending solutions for businesses and organizations.

Business Lending Options

LendingClub offers a variety of flexible lending options and will work with your organization to customize the solution that is right for you.

Fast, Flexible Small Business Loans

Our partnership program with nonprofit Accion Opportunity Fund¹ connects you to affordable small business loans from $5,000 - $500,000, with transparent terms and personalized service.

Small Business Administration (SBA)

LendingClub Bank is a nationwide SBA Preferred Lender offering small business clients SBA 7(a) and 504 loan products starting at $400,000.

Questions?

Feel free to contact us with any questions. We’ll make sure to get you an answer or put you in touch with whomever you’re looking for.

Deposit Products & Services

Deposit Accounts

Our business suite is comprised of a variety of packages, each of which includes a convenient checking account.

Online Banking

Manage your accounts anytime with unlimited access – 24 hours a day, 7 days a week. Use any device with our mobile app.

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Cash Management

Our comprehensive services will save your organization time and money, simplify collections, and optimize cash flow.

Digital Banking, Made Human

At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.

Safe & Secure

Security

We use 256-bit encryption to ensure that data is protected with the highest level of security.

FDIC Insurance

Your deposits are FDIC-insured up to the maximum amount allowed – $250,000.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.

Financial well-being for everyone.

Everything we do is centered around empowering you to meet your personal financial goals by enabling access to a broad range of financial products, services, and educational resources, all designed to help you pay less when borrowing and earn more when saving.

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595 Market Street, Suite 200

San Francisco, California 94105

If you have special access needs and are having problems accessing this website, please call 888-596-3157.

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Loans made by Accion Opportunity Fund Community Development (AOFCD) California Finance Lenders License #6050609. AOFCD is not affiliated with LendingClub. LendingClub is not responsible for and makes no representations with respect to AOFCD’s privacy practices or any products and services offered by AOFCD. Any offers displayed or made to you are offered by AOFCD, from whom LendingClub receives compensation for referrals. Loans may also be referred to a licensed AOFCD partner lender. Your APR will be determined based on your credit at time of application. There is no down payment and there is never a prepayment penalty.

Savings are not guaranteed and depend upon various factors, including but not limited to interest rates, fees, term length, and making payments as agreed.

Reducing debt and maintaining low credit balances may contribute to an improvement in credit score, but results are not guaranteed. Individual results vary based on multiple factors, including but not limited to payment history and credit utilization.

A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $19,169 for a term of 36 months, with an interest rate of 10.49% and a 6.00% origination fee of $1,150 for an APR of 14.81%. In this example, the borrower will receive $18,019 and will make 36 monthly payments of $623. Loan amounts range from $1,000 to $40,000 and loan term lengths range from 24 months to 60 months. Some amounts, rates, and term lengths may be unavailable in certain states.

For Personal Loans, APR ranges from 8.98% to 35.99% and origination fee ranges from 3.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. Lowest APR is available to borrowers with excellent credit. Advertised rates and fees are valid as of March 8, 2024 and are subject to change without notice.

Checking a rate through us generates a soft credit inquiry on a person’s credit report, which is visible only to that person. A hard credit inquiry, which is visible to that person and others, and which may affect that person’s credit score, only appears on the person’s credit report if and when a loan is issued to the person. Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history.

Any reviews presented are individual experiences and results may vary. Reviews collected and authenticated by Bazaarvoice. All reviews can be accessed at https://www.lendingclub.com/company/reviews

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

"LendingClub" and the "LC" symbol are trademarks of LendingClub Bank.

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