Accessibility

LendingClub Bank and its affiliates (collectively, "LendingClub") are committed to ensuring that its website, www.lendingclub.com (the "Website"), is accessible to and usable by all persons, including persons with disabilities. To accomplish this, LendingClub has adopted a website accessibility policy that demonstrates its commitment to the accessibility of its Website. In addition, it is actively taking steps to enhance its Website so that individuals with disabilities are not excluded, denied services, segregated, or otherwise treated differently because of their disability, where such steps are readily achievable, thereby ensuring that persons with disabilities have a full and equal opportunity to benefit from the products, services, facilities, privileges, advantages, and accommodations offered by LendingClub throughout its Website.

Should you have any accessibility questions or concerns, please do not hesitate to contact LendingClub at accessibility@lendingclub.com. Please be aware that our efforts to provide an accessible Website are ongoing. If you do encounter an accessibility issue, please be sure to specify the web page at issue in your email or communication to us, and we will make reasonable efforts to address your concern.

LendingClub is committed to making its Website accessible for all of its valued customers

Financial well-being for everyone.

Everything we do is centered around empowering you to meet your personal financial goals by enabling access to a broad range of financial products, services, and educational resources, all designed to help you pay less when borrowing and earn more when saving.

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San Francisco, California 94105

If you have special access needs and are having problems accessing this website, please call 888-596-3157.

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Savings are not guaranteed and depend upon various factors, including but not limited to interest rates, fees, term length, and making payments as agreed.

Reducing debt and maintaining low credit balances may contribute to an improvement in credit score, but results are not guaranteed. Individual results vary based on multiple factors, including but not limited to payment history and credit utilization.

A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $19,169 for a term of 36 months, with an interest rate of 10.49% and a 6.00% origination fee of $1,150 for an APR of 14.81%. In this example, the borrower will receive $18,019 and will make 36 monthly payments of $623. Loan amounts range from $1,000 to $40,000 and loan term lengths range from 24 months to 60 months. Some amounts, rates, and term lengths may be unavailable in certain states.

For Personal Loans, APR ranges from 8.98% to 35.99% and origination fee ranges from 3.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. Lowest APR is available to borrowers with excellent credit. Advertised rates and fees are valid as of March 8, 2024 and are subject to change without notice.

Checking a rate through us generates a soft credit inquiry on a person’s credit report, which is visible only to that person. A hard credit inquiry, which is visible to that person and others, and which may affect that person’s credit score, only appears on the person’s credit report if and when a loan is issued to the person. Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history.

Any reviews presented are individual experiences and results may vary. Reviews collected and authenticated by Bazaarvoice. All reviews can be accessed at https://www.lendingclub.com/company/reviews

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

"LendingClub" and the "LC" symbol are trademarks of LendingClub Bank.

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